Ultimate Checking
EARN UP TO 4.53% APY*
Discover the ultimate banking experience with Reliabank's Ultimate Checking Account! This premier account offers unbeatable benefits designed to maximize your financial potential.
Open an account at your convenience!
High Annual Percentage Yield
Enjoy a competitive 4.53% APY.
uChoose Rewards
Earn points on every debit card purchase.
No Minimum Balance
Start earning with no minimum balance requirement.
No Monthly Fee
Keep more of your money.
Low Minimum Opening Deposit
Open your account with just $50.
Free ID TheftSmart Restoration
Protect your identity at no extra cost.
Say goodbye to ordinary banking and hello to extraordinary benefits with Reliabank's Ultimate Checking Account. Between earning interest on your balance and earning rewards with every debit card purchase, your money works harder for you.
Earn competitive interest when you meet these requirements:
- Make 15 debit card transactions per statement cycle
- Enroll and receive eStatements
- Have at least one direct deposit, one automatic debit, or one online bill pay clear the account per statement cycle
| Current Daily Balance of: | Interest Rate | Annual % Yield |
|---|---|---|
| $0.01-25,000.00 | 4.44% | 4.53% |
| $25,000.01 and up | 0.25% | 0.25% |
| Don't meet account requirements all balances | 0.05% | 0.05% |
- *Annual Percentage Yield (APY) for Ultimate Checking is accurate as of November 12, 2024, and may change after the account is opened. Minimum deposit to open is $50, after that no minimum balance required. Qualification requirements per statement cycle include:
- 15 Debit Card purchases post and settle by end of the banking day on statement cycle cutoff (debit card transactions processed by merchants as ATM transactions do not qualify)
- Have at least one direct deposit OR one ACH auto payment OR one bill pay transaction post to the account, and
- Enroll and receive electronic statements. Qualifying accounts earn 4.53% APY on the portion of your balance up to $25,000, and 0.25% APY on the portion of your balance $25,000.01 and above during the statement cycle. If you do not qualify during the statement cycle, 0.05% APY will be paid on the total balance. Limited to personal accounts only.
- UChoose Rewards® Program is a registered trademark of Fiserv, Inc. Please see UChoose Rewards® Terms and Conditions for details and restrictions.